Ecavalores

Ecavalores

Terms & Conditions

Last updated: January 5, 2026

1. Acceptance

Using the ecavalores.com website and the Ecavalores platform implies full acceptance of these Terms & Conditions and applicable Ecuadorian regulations.

2. Purpose

Ecavalores S.A.S. operates a collective financing platform for real estate crowdlending, authorised under Resolution JPRM-2024-014 and supervised by the Superintendency of Companies, Securities and Insurance of Ecuador.

3. Investor requirements

Investors may be individuals or legal entities of legal age, resident in Ecuador or abroad, who pass Ecavalores' KYC process and electronically sign the corresponding loan agreement.

4. Risks

Investing in real estate crowdlending involves the risk of default, delay or partial or total loss of capital. Historical returns do not guarantee future results. The investor declares to know and voluntarily assume these risks.

5. Fees

Ecavalores charges the developer an origination fee and investors an annual management fee of 1.0% on outstanding capital. All fees are detailed in each project's prospectus.

6. Intellectual property

All content on the site (texts, brands, logos, code, graphics, photographs) is the property of Ecavalores S.A.S. or its licensors and is protected by Ecuadorian intellectual property law.

7. Anti-money laundering

Ecavalores complies with Ecuador's Organic Act for the Prevention, Detection and Eradication of Money Laundering and Terrorism Financing, reporting unusual or unjustified transactions to the UAFE.

8. Governing law and jurisdiction

These Terms are governed by the laws of the Republic of Ecuador. Any dispute shall be resolved through mediation and arbitration at the Arbitration and Mediation Centre of the Quito Chamber of Commerce.

9. Modifications

Ecavalores may update these Terms. The current version will always be available on this page with its respective date.

10. Contact

For legal enquiries please write to legal@ecavalores.com.

Ecavalores

Regulated, transparent real estate crowdlending, made in Ecuador.

Incorporated in 2022 before the Superintendency of Companies, Securities and Insurance of Ecuador — File 738,291.

Contact

Ecavalores S.A.S. — Tax ID (RUC): 1793214567001

We operate under Ecuador's Monetary and Financial Organic Code and Resolution JPRM-2024-014 on collective financing platforms.

Jurisdiction: Republic of Ecuador. Any dispute shall be submitted to the Arbitration and Mediation Centre of the Quito Chamber of Commerce.

Investing involves the risk of partial or total loss of capital. Past returns do not guarantee future returns. Read each project prospectus carefully before investing.

© 2026 Ecavalores S.A.S. All rights reserved.